Artisan Contractors Insurance

Artisan Contractors Insurance

Your business is based on your handiwork and you’ve worked hard to build that business

You want to make sure that you protect your income, your tools and your work.

After all the time you spent as an apprentice, the money you spent to buy all the right tools for your craft – it’s worth a lot to you and your customers. You’ve spent effort and money to build a great reputation.

Don’t let the things you can’t control put it all at risk.

WHO NEEDS ARTISAN CONTRACTORS INSURANCE?
Specialty Contractors Insurance is available to contractors such as electricians, plumbers and other tradesmen who subcontract very little of their work. It includes basic contractor insurance plus some custom protection for tools, transit and storage unique to artisans. Let’s face it – you have a lot of expensive tools and you want to make sure that they’re protected when they’re not in use, when you’re transporting them and on the job.

More and more customers are asking for a Certificate of Insurance and we can help make sure you get one quickly to qualify for new jobs. And it can cost less than you think. We make sure you only get the coverage you really need – some general contractors insurance policies carry far more than you need.

    Integrated Explorations Inc.

    We would recommend Colley Insurance to any organization without hesitation

    Teutech Industries Inc.

    They (Colley Insurance) have been able to effectively meet our ever changing requirements, due to our rapid growth, in a professional manner

    Knar Jewellery

    Over the last two decades, Colley Insurance has provided Knar Jewellery with unparalleled service and support.

    What Are Some of the Features Available for Artisan Contractors Insurance?

     

    Specialty Contractors Insurance coverage in Ontario can include the following protection:

    • Comprehensive general liability
    • Business property
    • Completed operations
    • Mobile equipment
    • Commercial vehicles

    GET MORE THAN JUST BASIC CONTRACTORS INSURANCE
    Jobs require a Certificate of Insurance before you start. So before you bid your next job in Ontario, get Specialty Contractors Insurance to protect your business.

    The more your assets grow, the higher your liability risks are. No matter how well you’ve covered your bases, sometimes things go wrong. A car accident. A guest who slips and falls on your property. A lawsuit. If you don’t have the right coverage, an unfortunate situation can compromise your financial security and put your personal assets at risk.

    An excess policy responds when the underlying liability limits of your other policies, such as home and auto, aren’t enough to cover the unexpected costs of a lawsuit or accident.

    It is important to note that most Canadian insurance policies carry on average $1,000,000 of liability coverage. This limit can quickly become quickly exhausted and is very frequently limited to North America. The Group Personal Excess policy provided by Chubb Insurance provides up to $5M of worldwide coverage which extends to all dependent member of your house hold and also provides coverage for foreign owned assets.*

    * Territorial restrictions apply: Sudan, North Korea, Iran, Cuba, Syria

    Personal Liability (Homeowners) for bodily injury and property damage in the minimum amount of $1,000,000 per each occurrence.

    Registered and unregistered vehicles in the minimum amount of $1,000,000/$1,000,000 bodily injury and $1,000,000 property damage; or $1,000,000 single limit per each occurrence. Registered vehicles include motorcycles and motorhomes.

    Uninsured and underinsured motorist protection in the minimum amounts of $1,000,000 per each occurrence. This requirement does not apply to the provinces of Quebec or Manitoba.

    Watercraft less than 8 metres (26feet) and 50 engine rated horsepower or less for bodily injury and property damage in the minimum amount of $100,000 per each occurrence.

    Watercraft 8 metres (26 feet) or longer or more than 50 engine rate horsepower for bodily injury and property damage in the minimum amount of $500,000 per each occurrence.

    *The above liability limits must be in USD if the asset is located in the United States.

    Each participant is covered for a $5 million limit of liability, and there is no annual aggregate on the policy.

     

    Your Chubb Group personal Excess Liability coverage provides worldwide automobile rental coverage (subject to a few territorial restrictions), for up to 60 days. You can rent a car while on vacation and have coverage for personal injury and property damage without buying the additional insurance.

     

    Yes. At the time of writing this (November 1, 2017) you would not be covered in Iran, North Korea, Syria, Cuba and Sudan. Please check with us for any changes to these territorial restrictions.

    What do I do if there is an accident?

    Please contact Colley Insurance at 1-888-824-0445 as soon as possible, so we can help you through the claim process.

    Need any help!

    Office: 519-824-4040
    Toll-Free: 888-824-0445
    Fax: 519-763-6839
    customerservice@tgcolley.com
    1 - 34 Harvard Road Guelph,
    ON N1G 4V8