Group Home and Auto Insurance

Do you have a company or organization with at least one hundred employees? Are you on the hunt for new ways to attract and retain the best employees? Then, you have come to the right place. Give your benefit plans a little something extra by offering your employees preferred pricing on group auto insurance and group home insurance.

Group home insurance and group auto insurance are benefits that corporations just like yours with a hundred or more employees are taking advantage of right now. This is a no-cost benefit for you, which means it can be considered an actual fringe benefit. The brokers at Integrisure will handle the plan for you, so very little administrative duties are required by you.

Employees being able to buy insurance via a group program such as this facilitates purchasing power of the group, resulting in lower insurance rates. All members of the group will not be paying identical amounts for coverage. The reason for this is that there are a large number of factors that influence the cost of premiums, such as claim history, driving records, structure types and home values.

Group home insurance and group auto insurance premiums that are available through a plan such as this are typically lower than the average market place cost for such coverage. As the employer, you have the option of administration through standard individual direct billing or payroll deduction.

Group Auto Insurance Coverage and Discounts

With group auto insurance, your employees will receive the same coverage options that are available through individual policies, such as:

  • Collision
  • Comprehensive
  • Liability
  • Rental Car Coverage
  • Uninsured and Underinsured Motorist Coverage

In addition, employees will also have access to a number of optional statutory accident benefit choices as well, such as:

  • Income Replacement
  • Caregiver Benefit
  • Dependent Care
  • Funeral Benefit
  • Death Benefit
  • Medical and Rehabilitation Coverage
  • Attendant Care Benefit
  • Indexation Benefit

Special coverage is also available, such as:

  • Accident Waiver Endorsement
  • Limited Waiver of Depreciation
  • All Risk Coverage

Your employees will not only have the ability to purchase quality coverage at an affordable price, but also save even more with the many auto insurance discounts that are currently available, such as:

  • Age
  • Multi-Vehicle
  • Multi-Policy
  • Snow Tires
  • Theft Alarm

Group Home Insurance Coverage and Discounts

As with the auto insurance, group home insurance works much like the coverage that an individual would purchase. However, the premium that they pay will be much more affordable for common types of home insurance coverage, such as:

  • Property damage insurance that will cover the dwelling structure as well as outstructures. They will be able to opt for guaranteed replacement cost on dwelling as well as a cash out option in the event of a disaster.
  • Personal property insurance will protect the contents of the home. Your employees will have access to replacement cost on contents and extended coverage options for jewellery, furs, coins, stamps, fine art and wine collections.
  • Loss of use coverage will provide the necessary funds for alternative living arrangements if the home is uninhabitable during repairs or reconstruction.

Your employees will have peace of mind knowing that their home and family will be protected in the event of a fire, theft, vandalism, windstorm, sewer backup, flood, earthquake or tornado. Keep in mind that some disasters, such as flood and earthquake, may require the purchase of additional coverage. In addition, specialty coverage options are available for older homes, rural homes and country homes.

Like auto insurance, many discounts are offered with group home insurance. These discounts include:

  • New Home
  • Alarm System
  • Age
  • Mortgage Free
  • Claims Free
  • Multi-Policy
  • Non-Smoker

Why Choose Integrisure?

Integrisure is a family owned independent insurance brokerage that was first established in November 1996. Each client has a designated broker assigned to them that will have been with Integrisure for more than ten years on average. Not only will your broker be highly experience, but they will also have participated in education that is far above the standards of the industry.

We will provide you with value added services, such as providing informative and timely electronic communication on topics of interest. In addition, we will also monitor the status of claims and work as an advocate for our customers.

We work closely with banks, real estate agents, mortgage brokers, lawyers and car dealerships in order to make sure that customer purchases go smoothly and appropriate insurance is in place at the time it is needed.

Through our affiliation with Colley Insurance, we are able to offer insurance products that exceed the standard group home insurance and group auto insurance providers. If for some reason your vehicle, drivers or home do not qualify with the group program, we will be able to provide the group discount to those policies that do qualify and likely place the rest of your insurance needs with one of the many other insurance companies that Colley Insurance represents. That way you will only need to contact one place to find answers to your questions, request changes to your policy or file a claim. You are truly getting the best of both worlds when you choose Integrisure of Ontario. Act today before it is too late by clicking on the quote request button now.