Health & Fitness Business Insurance

Health & Fitness Business Insurance

When you run a health and fitness business, having the proper Health & Fitness Business Insurance is a necessary component to shield you and your staff from the many areas of potential claims you face.

 

You and your staff work closely with your clients everyday towards their better health:

  • You push them physically
  • Come into close contact with them
  • Advise them on regimen and diet.

These are unique risks to your business and you need insurance that can cover you on these fronts plus all of the normal areas of risk such as worker's comp and property insurance.

A proper health and fitness business insurance policy will protect your health club for much less money than you'd expect. And the protection that it provides can be the difference between success and failure.

Even unwarranted claims can hamper your ability to do business as the costs to defend your health club can jeopardize its health.

 

HEALTH & FITNESS BUSINESS INSURANCE
HEALTH & FITNESS BUSINESS INSURANCE
HEALTH & FITNESS BUSINESS INSURANCE

        Integrated Explorations Inc.

        We would recommend Colley Insurance to any organization without hesitation

        Teutech Industries Inc.

        They (Colley Insurance) have been able to effectively meet our ever changing requirements, due to our rapid growth, in a professional manner

        Knar Jewellery

        Over the last two decades, Colley Insurance has provided Knar Jewellery with unparalleled service and support.

        Health and fitness business insurance is available to all owners of health and fitness clubs and incorporates both traditional insurance and club-specific lines of insurance so that owners can remain focused on growing a thriving health business.

        Two reasons to get started right away!

        1. Before the next workout session takes place, make sure that you and your trainers are protected from all claims. You don't want one unwarranted claim to close your gym.
        2. You can get a no-risk quote right away. Just fill out this short form and we'll get back to you within a day with an affordable policy that you can put into place immediately.

         

        The more your assets grow, the higher your liability risks are. No matter how well you’ve covered your bases, sometimes things go wrong. A car accident. A guest who slips and falls on your property. A lawsuit. If you don’t have the right coverage, an unfortunate situation can compromise your financial security and put your personal assets at risk.

        An excess policy responds when the underlying liability limits of your other policies, such as home and auto, aren’t enough to cover the unexpected costs of a lawsuit or accident.

        It is important to note that most Canadian insurance policies carry on average $1,000,000 of liability coverage. This limit can quickly become quickly exhausted and is very frequently limited to North America. The Group Personal Excess policy provided by Chubb Insurance provides up to $5M of worldwide coverage which extends to all dependent member of your house hold and also provides coverage for foreign owned assets.*

        * Territorial restrictions apply: Sudan, North Korea, Iran, Cuba, Syria

        Personal Liability (Homeowners) for bodily injury and property damage in the minimum amount of $1,000,000 per each occurrence.

        Registered and unregistered vehicles in the minimum amount of $1,000,000/$1,000,000 bodily injury and $1,000,000 property damage; or $1,000,000 single limit per each occurrence. Registered vehicles include motorcycles and motorhomes.

        Uninsured and underinsured motorist protection in the minimum amounts of $1,000,000 per each occurrence. This requirement does not apply to the provinces of Quebec or Manitoba.

        Watercraft less than 8 metres (26feet) and 50 engine rated horsepower or less for bodily injury and property damage in the minimum amount of $100,000 per each occurrence.

        Watercraft 8 metres (26 feet) or longer or more than 50 engine rate horsepower for bodily injury and property damage in the minimum amount of $500,000 per each occurrence.

        *The above liability limits must be in USD if the asset is located in the United States.

        Each participant is covered for a $5 million limit of liability, and there is no annual aggregate on the policy.

         

        Your Chubb Group personal Excess Liability coverage provides worldwide automobile rental coverage (subject to a few territorial restrictions), for up to 60 days. You can rent a car while on vacation and have coverage for personal injury and property damage without buying the additional insurance.

         

        Yes. At the time of writing this (November 1, 2017) you would not be covered in Iran, North Korea, Syria, Cuba and Sudan. Please check with us for any changes to these territorial restrictions.

        What do I do if there is an accident?

        Please contact Colley Insurance at 1-888-824-0445 as soon as possible, so we can help you through the claim process.

        Need any help!

        Office: 519-824-4040
        Toll-Free: 888-824-0445
        Fax: 519-763-6839
        customerservice@tgcolley.com
        1 - 34 Harvard Road Guelph,
        ON N1G 4V8