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1. It's the Law
In Ontario, the law requires that all motorists have auto insurance. Your driver's license can be suspended and vehicle impounded if you're found driving without valid auto insurance. Fines can range between $5,000 to $50,000.
2. Raise your Deductible
The deductible is the amount you pay before insurance kicks in if you have a claim. The lower the deductible you choose, the more you pay in premiums. If it's been years since you've had an accident, you may be better off raising your deductible and paying less each year for insurance.
3. Discounts, Discounts, Discounts
Auto insurance companies offer several discounts for a variety of reasons. Most recently all provincial insurance companies are to provide a discount for drivers who buy and install winter tires. Make sure you are taking advantage of all the discounts available to you!
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