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In Ontario, the law requires that all motorists have auto insurance. Your driver's license can be suspended and vehicle impounded if you're found driving without valid auto insurance. Fines can range between $5,000 to $50,000.
The deductible is the amount you pay before insurance kicks in if you have a claim. The lower the deductible you choose, the more you pay in premiums. If it's been years since you've had an accident, you may be better off raising your deductible and paying less each year for insurance.
Auto insurance companies offer several discounts for a variety of reasons. Most recently all provincial insurance companies are to provide a discount for drivers who buy and install winter tires. Make sure you are taking advantage of all the discounts available to you!
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If you are involved in a hit & run, you must report it to the police within 24 hours.
Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else. Auto insurance usually consists of the following protections:
But additional protection may include:
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.
After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your automobile.
Contact us today, and we'll help you protect what matters most.