Earthquake Insurance

A Flick of an Earthly Wrist

Rebuilding your home, replacing your possessions and starting over can be terrifying.

Have you ever done it? Not just a new job but a new life? It takes herculean will. And no guarantee exists that you will ever get back to the point you left. Chances are, it probably will be grim for a good while and it may end up worse.

Having to start over because an earthquake has destroyed your home means one other thing. You really will not be starting over. In fact, you will begin way behind the starting blocks. Because if your home is destroyed, you will still owe the mortgage. If you are still paying on destroyed possessions, that debt will not disappear, either.

It is amazing that just a flick of the 3 billion year old earth’s wrist has the power to discombobulate your 80 to 100 year life, but chances are it might.

Consider the following three facts:

  • There are 500,000 earthquakes each year
  • On average, the Geological Survey of Canada (GSC) records and locates over 4000 earthquakes in Canada each year. That is about 11 per day!
  • Human activity can trigger them

The final, convincing fact is that if you cannot afford to rebuild your home, you need earthquake insurance.

So, rebuild with insurance money, not your own. Contact the insurance veterans at Colley Insurance for a free quote on Guelph earthquake insurance today.

    Integrated Explorations Inc.

    We would recommend Colley Insurance to any organization without hesitation

    Teutech Industries Inc.

    They (Colley Insurance) have been able to effectively meet our ever changing requirements, due to our rapid growth, in a professional manner

    Knar Jewellery

    Over the last two decades, Colley Insurance has provided Knar Jewellery with unparalleled service and support.

    Colley Insurance Your Guelph Earthquake Insurance Expert

    The earthquake insurance experts at Colley Insurance in the Guelph area, will explain your protection options and give you all of the earthquake facts pertaining to our area.

    Protect your family and your assets. Complete the Protection Savings Form today for a free, no obligation earthquake insurance quote. It’s the best way to protect yourself against the whims of nature.

     

    The more your assets grow, the higher your liability risks are. No matter how well you’ve covered your bases, sometimes things go wrong. A car accident. A guest who slips and falls on your property. A lawsuit. If you don’t have the right coverage, an unfortunate situation can compromise your financial security and put your personal assets at risk.

    An excess policy responds when the underlying liability limits of your other policies, such as home and auto, aren’t enough to cover the unexpected costs of a lawsuit or accident.

    It is important to note that most Canadian insurance policies carry on average $1,000,000 of liability coverage. This limit can quickly become quickly exhausted and is very frequently limited to North America. The Group Personal Excess policy provided by Chubb Insurance provides up to $5M of worldwide coverage which extends to all dependent member of your house hold and also provides coverage for foreign owned assets.*

    * Territorial restrictions apply: Sudan, North Korea, Iran, Cuba, Syria

    Personal Liability (Homeowners) for bodily injury and property damage in the minimum amount of $1,000,000 per each occurrence.

    Registered and unregistered vehicles in the minimum amount of $1,000,000/$1,000,000 bodily injury and $1,000,000 property damage; or $1,000,000 single limit per each occurrence. Registered vehicles include motorcycles and motorhomes.

    Uninsured and underinsured motorist protection in the minimum amounts of $1,000,000 per each occurrence. This requirement does not apply to the provinces of Quebec or Manitoba.

    Watercraft less than 8 metres (26feet) and 50 engine rated horsepower or less for bodily injury and property damage in the minimum amount of $100,000 per each occurrence.

    Watercraft 8 metres (26 feet) or longer or more than 50 engine rate horsepower for bodily injury and property damage in the minimum amount of $500,000 per each occurrence.

    *The above liability limits must be in USD if the asset is located in the United States.

    Each participant is covered for a $5 million limit of liability, and there is no annual aggregate on the policy.

     

    Your Chubb Group personal Excess Liability coverage provides worldwide automobile rental coverage (subject to a few territorial restrictions), for up to 60 days. You can rent a car while on vacation and have coverage for personal injury and property damage without buying the additional insurance.

     

    Yes. At the time of writing this (November 1, 2017) you would not be covered in Iran, North Korea, Syria, Cuba and Sudan. Please check with us for any changes to these territorial restrictions.

    What do I do if there is an accident?

    Please contact Colley Insurance at 1-888-824-0445 as soon as possible, so we can help you through the claim process.

    Need any help!

    Office: 519-824-4040
    Toll-Free: 888-824-0445
    Fax: 519-763-6839
    customerservice@tgcolley.com
    1 - 34 Harvard Road Guelph,
    ON N1G 4V8

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