Motorcycle Insurance

Guelph Motorcycle Insurance: Do You Really Need it?

Finding the Right Motorcycle Insurance in Guelph for You

Owning a motorcycle can be one of the most exhilarating things in life, but according to a Globe and Mail article, Motorcycle riders in Canada are at least 15 times more likely to be involved in a crash than automobile drivers. And one in 10 traffic deaths on the road involves a motorcycle. Put another way, a motorcyclist is 14 times more likely to be killed in a collision. Considering that bikes make up a scant 2 per cent of all vehicles on the road, these numbers are mind-boggling. Incidentally, the numbers are highest for high-powered sport bikes. These statistics are startling reminders why complete protection is essential if you are a motorcycle owner. Don’t wait another minute – get yours today!

 

    Integrated Explorations Inc.

    We would recommend Colley Insurance to any organization without hesitation

    Teutech Industries Inc.

    They (Colley Insurance) have been able to effectively meet our ever changing requirements, due to our rapid growth, in a professional manner

    Knar Jewellery

    Over the last two decades, Colley Insurance has provided Knar Jewellery with unparalleled service and support.

    Colley Insurance Your Guelph Motorcycle Insurance Expert

    You've bought the bike of your dreams, and you’re going to need Guelph motorcycle insurance immediately to protect it. There's no sense in taking chances, so that’s why it’s a good idea to have your insurance options in place before you even go shopping. The experts at Colley Insurance can help you sort it all out right now. There are a variety of tailor-made Guelph motorcycle insurance policies available, including coverage for:

    • Medical payments
    • Collisions
    • Vandalism and Theft
    • Uninsured motorist bodily injury
    • Property damage liability
    • Bodily injury liability

     

    At Colley Insurance, we take motorcycles as seriously as you do. Rev up your savings today by completing the Protection Savings Form below right now. No matter what you own - a sport bike, cruiser, standard, touring bike, or a sweet custom ride - you can turn to us for great rates and the best coverage. Enjoy the freedom of the open road – get covered by Colley Insurance today!

     

    The more your assets grow, the higher your liability risks are. No matter how well you’ve covered your bases, sometimes things go wrong. A car accident. A guest who slips and falls on your property. A lawsuit. If you don’t have the right coverage, an unfortunate situation can compromise your financial security and put your personal assets at risk.

    An excess policy responds when the underlying liability limits of your other policies, such as home and auto, aren’t enough to cover the unexpected costs of a lawsuit or accident.

    It is important to note that most Canadian insurance policies carry on average $1,000,000 of liability coverage. This limit can quickly become quickly exhausted and is very frequently limited to North America. The Group Personal Excess policy provided by Chubb Insurance provides up to $5M of worldwide coverage which extends to all dependent member of your house hold and also provides coverage for foreign owned assets.*

    * Territorial restrictions apply: Sudan, North Korea, Iran, Cuba, Syria

    Personal Liability (Homeowners) for bodily injury and property damage in the minimum amount of $1,000,000 per each occurrence.

    Registered and unregistered vehicles in the minimum amount of $1,000,000/$1,000,000 bodily injury and $1,000,000 property damage; or $1,000,000 single limit per each occurrence. Registered vehicles include motorcycles and motorhomes.

    Uninsured and underinsured motorist protection in the minimum amounts of $1,000,000 per each occurrence. This requirement does not apply to the provinces of Quebec or Manitoba.

    Watercraft less than 8 metres (26feet) and 50 engine rated horsepower or less for bodily injury and property damage in the minimum amount of $100,000 per each occurrence.

    Watercraft 8 metres (26 feet) or longer or more than 50 engine rate horsepower for bodily injury and property damage in the minimum amount of $500,000 per each occurrence.

    *The above liability limits must be in USD if the asset is located in the United States.

    Each participant is covered for a $5 million limit of liability, and there is no annual aggregate on the policy.

     

    Your Chubb Group personal Excess Liability coverage provides worldwide automobile rental coverage (subject to a few territorial restrictions), for up to 60 days. You can rent a car while on vacation and have coverage for personal injury and property damage without buying the additional insurance.

     

    Yes. At the time of writing this (November 1, 2017) you would not be covered in Iran, North Korea, Syria, Cuba and Sudan. Please check with us for any changes to these territorial restrictions.

    What do I do if there is an accident?

    Please contact Colley Insurance at 1-888-824-0445 as soon as possible, so we can help you through the claim process.

    Need any help!

    Office: 519-824-4040
    Toll-Free: 888-824-0445
    Fax: 519-763-6839
    customerservice@tgcolley.com
    1 - 34 Harvard Road Guelph,
    ON N1G 4V8

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