Motorsports Insurance

Motorsports Insurance

Are you confident that you and your power sports vehicle are covered when you're out riding?

Do insurance requirements differ when you're on your own property or when you take your sports vehicle off it. Is there any coverage if you operate your vehicle on any part of the road? Without a great Motorsports Insurance policy tailored to your needs you may be leaving a lot to risk.

Colley Insurance offers insurance solutions that are tailored for your vehicle and needs, so you don't have to worry when you're out enjoying your motorcycleboat, atv or snowmobile.

A great Powersports Insurance policy provides coverage for both your vehicle and gives you additional medical and liability coverage for any accidents. When you take your power sports vehicle away off your property, you need a policy that can protect it from theft and fire--this is coverage only available with specific Motorsports Insurance.

You may be concerned about the costs but it's actually quite inexpensive to cover your vehicle and protect yourself.

 

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    Integrated Explorations Inc.

    We would recommend Colley Insurance to any organization without hesitation

    Teutech Industries Inc.

    They (Colley Insurance) have been able to effectively meet our ever changing requirements, due to our rapid growth, in a professional manner

    Knar Jewellery

    Over the last two decades, Colley Insurance has provided Knar Jewellery with unparalleled service and support.

    You may feel that your power sports vehicle is covered by your Homeowners Insurance policy. Your homeowner's policy will generally exclude liability coverage for the operation of motorized vehicles so whether you are on your own property or riding one of Ontario's many trails you will need specific insurance to cover you for bodily injury or for injury or property damage to someone else.

    Powersports Insurance in Guelph is available to recreational users of power sports vehicles such as motorcycles, dirt bikes, atv's, snowmobiles or watercraft. It offers comprehensive vehicle coverage and enhanced medical and liability coverage suited to your needs.

    Here are two reasons to act now!

    1. Don't take another trip without the peace of mind knowing that your vehicle is protected against theft and that you have the medical care you need.
    2. You can get a no-risk quote right away. Simply fill out the form and we'll get back to you with a surprisingly affordable quote for your Powersports Insurance policy.

    For more information on requirements for operating Off Road vehicles or Snowmobiles in Ontario please go to: http://www.mto.gov.on.ca/english/dandv/driver/handbook/section7.0.0.shtml

     

    The more your assets grow, the higher your liability risks are. No matter how well you’ve covered your bases, sometimes things go wrong. A car accident. A guest who slips and falls on your property. A lawsuit. If you don’t have the right coverage, an unfortunate situation can compromise your financial security and put your personal assets at risk.

    An excess policy responds when the underlying liability limits of your other policies, such as home and auto, aren’t enough to cover the unexpected costs of a lawsuit or accident.

    It is important to note that most Canadian insurance policies carry on average $1,000,000 of liability coverage. This limit can quickly become quickly exhausted and is very frequently limited to North America. The Group Personal Excess policy provided by Chubb Insurance provides up to $5M of worldwide coverage which extends to all dependent member of your house hold and also provides coverage for foreign owned assets.*

    * Territorial restrictions apply: Sudan, North Korea, Iran, Cuba, Syria

    Personal Liability (Homeowners) for bodily injury and property damage in the minimum amount of $1,000,000 per each occurrence.

    Registered and unregistered vehicles in the minimum amount of $1,000,000/$1,000,000 bodily injury and $1,000,000 property damage; or $1,000,000 single limit per each occurrence. Registered vehicles include motorcycles and motorhomes.

    Uninsured and underinsured motorist protection in the minimum amounts of $1,000,000 per each occurrence. This requirement does not apply to the provinces of Quebec or Manitoba.

    Watercraft less than 8 metres (26feet) and 50 engine rated horsepower or less for bodily injury and property damage in the minimum amount of $100,000 per each occurrence.

    Watercraft 8 metres (26 feet) or longer or more than 50 engine rate horsepower for bodily injury and property damage in the minimum amount of $500,000 per each occurrence.

    *The above liability limits must be in USD if the asset is located in the United States.

    Each participant is covered for a $5 million limit of liability, and there is no annual aggregate on the policy.

     

    Your Chubb Group personal Excess Liability coverage provides worldwide automobile rental coverage (subject to a few territorial restrictions), for up to 60 days. You can rent a car while on vacation and have coverage for personal injury and property damage without buying the additional insurance.

     

    Yes. At the time of writing this (November 1, 2017) you would not be covered in Iran, North Korea, Syria, Cuba and Sudan. Please check with us for any changes to these territorial restrictions.

    What do I do if there is an accident?

    Please contact Colley Insurance at 1-888-824-0445 as soon as possible, so we can help you through the claim process.

    Need any help!

    Office: 519-824-4040
    Toll-Free: 888-824-0445
    Fax: 519-763-6839
    customerservice@tgcolley.com
    1 - 34 Harvard Road Guelph,
    ON N1G 4V8

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