RV Insurance

RV Insurance

Whether you have a Truck Camper, Travel Trailer, 5th Wheel or Class C Motorhome your new RV may be missing something. Without a quality Guelph RV Insurance policy, you are risking your investment and possibly even more importantly, the freedom you can only get from an RV. Even if your current auto policy provides some coverage, your home on wheels needs the special features that only an expertly crafted insurance policy can offer.

Like a car your RV provides the advantage of mobility and like your home it provides a comfortable living area. Your car and home need very different insurance but with Motorhome Insurance you get two policies all wrapped up under one blanket. It's like having two insurance policies in one: it protects your vehicle like Car Insurance and it also protects your living area like Home Insurance.

Most people wouldn't even consider heading down the road without coverage for damage or injury resulting from a collision. But when you're enjoying your favourite campground or stopped on the side of the road so you can enjoy lunch while taking in the view, your RV becomes your home and needs to be protected against theft, liability and other disasters.

 

    Integrated Explorations Inc.

    We would recommend Colley Insurance to any organization without hesitation

    Teutech Industries Inc.

    They (Colley Insurance) have been able to effectively meet our ever changing requirements, due to our rapid growth, in a professional manner

    Knar Jewellery

    Over the last two decades, Colley Insurance has provided Knar Jewellery with unparalleled service and support.

    Is this coverage costly? Not at all. Guelph RV Insurance policies can be tailored to provide just the right amount of coverage for the road and for your possessions.

    The standard auto policy is designed to provide coverage for your RV as a vehicle on the road but the coverage may end once you find that perfect spot to spend the night, day, week or longer. This is where the proper Motorhome Insurance makes a difference by extending the coverage you need around the clock and through the seasons.

    Here are two reasons to act now!

    1. Get started right away so that your Motorhome Insurance can cover your next trip both on the road and while you are stopped.
    2. You can get a no-risk quote within a day. Just complete this short form and we'll get back to you right away with a surprisingly affordable policy quote.

     

    The more your assets grow, the higher your liability risks are. No matter how well you’ve covered your bases, sometimes things go wrong. A car accident. A guest who slips and falls on your property. A lawsuit. If you don’t have the right coverage, an unfortunate situation can compromise your financial security and put your personal assets at risk.

    An excess policy responds when the underlying liability limits of your other policies, such as home and auto, aren’t enough to cover the unexpected costs of a lawsuit or accident.

    It is important to note that most Canadian insurance policies carry on average $1,000,000 of liability coverage. This limit can quickly become quickly exhausted and is very frequently limited to North America. The Group Personal Excess policy provided by Chubb Insurance provides up to $5M of worldwide coverage which extends to all dependent member of your house hold and also provides coverage for foreign owned assets.*

    * Territorial restrictions apply: Sudan, North Korea, Iran, Cuba, Syria

    Personal Liability (Homeowners) for bodily injury and property damage in the minimum amount of $1,000,000 per each occurrence.

    Registered and unregistered vehicles in the minimum amount of $1,000,000/$1,000,000 bodily injury and $1,000,000 property damage; or $1,000,000 single limit per each occurrence. Registered vehicles include motorcycles and motorhomes.

    Uninsured and underinsured motorist protection in the minimum amounts of $1,000,000 per each occurrence. This requirement does not apply to the provinces of Quebec or Manitoba.

    Watercraft less than 8 metres (26feet) and 50 engine rated horsepower or less for bodily injury and property damage in the minimum amount of $100,000 per each occurrence.

    Watercraft 8 metres (26 feet) or longer or more than 50 engine rate horsepower for bodily injury and property damage in the minimum amount of $500,000 per each occurrence.

    *The above liability limits must be in USD if the asset is located in the United States.

    Each participant is covered for a $5 million limit of liability, and there is no annual aggregate on the policy.

     

    Your Chubb Group personal Excess Liability coverage provides worldwide automobile rental coverage (subject to a few territorial restrictions), for up to 60 days. You can rent a car while on vacation and have coverage for personal injury and property damage without buying the additional insurance.

     

    Yes. At the time of writing this (November 1, 2017) you would not be covered in Iran, North Korea, Syria, Cuba and Sudan. Please check with us for any changes to these territorial restrictions.

    What do I do if there is an accident?

    Please contact Colley Insurance at 1-888-824-0445 as soon as possible, so we can help you through the claim process.

    Need any help!

    Office: 519-824-4040
    Toll-Free: 888-824-0445
    Fax: 519-763-6839
    customerservice@tgcolley.com
    1 - 34 Harvard Road Guelph,
    ON N1G 4V8

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