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1. Loss Assessment Coverage
You are paying a monthly assessment to live in your condominium community. If your association decides to assess a special levy because of certain losses to your condo complex, this coverage will pay your portion up to the coverage limit.
2. Additional Living Expenses
If a covered loss (fire, lightning, smoke etc.) causes you to have to vacate your condo because it's uninhabitable, this will cover expenses associated with living elsewhere. ie: it will pay your hotel bill, food and other reasonable charges.
3. Condo Liability Coverage
It's a cliche to say accidents happen, but it's genius to have prepared for them ahead of time with the proper amount of liability protection. The coverage will protect you if you or any other named insured are found legally responsible for any injury or property damage on or away from your property.
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