Referral Program

Refer your friends & have coffee on us!


COFFEE WITH A FRIEND
What goes best with a cup of coffee? A friend!

Colley Insurance & Integrisure Group Insurance Inc. would like to treat you to Coffee With a Friend. When a current customer of Colley Insurance or Integrisure Group Insurance refers a friend to us for a home, auto or business insurance quotation we will send you and your friend a free $5.00 coffee card.

4 Easy Ways Your Referrals Can Reach Us:

  1. Call 519-824-4040
  2. Fax 519-763-6839
  3. Email customerservice@tgcolley.com
  4. Website www.tgcolley.com

PROMOTION RULES AND REGULATIONS (the "Rules")

The “Coffee with a Friend” Referral Promotion: 2015-2016 Edition (hereinafter “the Promotion”) is presented by T.G. Colley & Sons Limited (hereinafter “Colley Insurance”) and Integrisure Group Insurance Inc. (hereinafter “Integrisure” and together with Colley Insurance hereinafter the “Promotion Sponsors”). All references to times are in Eastern Standard Time Zone. The Contest will commence on January 1, 2016 at 8:30 a.m., and will end on January 1, 2017 at 4:30 p.m. (the “Contest Period”).

 

An excess policy responds when the underlying liability limits of your other policies, such as home and auto, aren’t enough to cover the unexpected costs of a lawsuit or accident.

It is important to note that most Canadian insurance policies carry on average $1,000,000 of liability coverage. This limit can quickly become quickly exhausted and is very frequently limited to North America. The Group Personal Excess policy provided by Chubb Insurance provides up to $5M of worldwide coverage which extends to all dependent member of your house hold and also provides coverage for foreign owned assets.*

* Territorial restrictions apply: Sudan, North Korea, Iran, Cuba, Syria

2.1 The Promotion is open to all customers of Colley Insurance and Integrisure (hereinafter “Customer”) who:
(a) are the age of majority or older at the time of participating in the promotion; and
(b) are an existing customer of Colley Insurance or Integrisure; and
(c) refers a friend or family member that is eligible to receive a quote for a new policy from Colley Insurance or Integrisure (hereinafter the “Friend”);
2.2 The Promotion is also open to the Friend who is referred by the Customer who:
(a) lives in an area in which Colley Insurance or Integrisure operates, namely, Ontario;
(b) is eligible to receive a quote for a new car and/or home insurance policy
2.3 The Promotion Sponsors reserve the right to revoke, at any time and on reasonable grounds, the participation of any Customer or Friend in the Promotion. The other eligibility conditions listed herein must also be met. Any Customers who refer a Friend prior to the Promotion Period or after the Promotion Period are not eligible to enter.

3.1 No purchase necessary. To participate without purchase or obligation, a Customer must refer a Friend to Colley Insurance or Integrisure., and the Friend must contact Colley Insurance or Integrisure for a new insurance quote and state the Customer’s name when obtaining the quote.
By calling a Colley Insurance or Integrisure broker for a quote and mentioning the Customer’s name, both the Customer and the Friend’s name will be mailed a $5.00 coffee card.
3.2 Subject to the following conditions, when a Friend calls for a new insurance quote on property and/or automobile insurance, that Friend and his or her referring Customer are entitled to one $5.00 coffee card each. There is a limit of one gift card per Friend throughout the Contest Period. There is no limit to the number of gift cards per Customer throughout the Promotion Period. If a Friend becomes a Customer during the Contest Period, he or she becomes eligible to act as a Customer and is entitled to a gift card for each new Friend referred subject to the rules herein.

4.1 The Promotion Sponsors reserve the right, in its sole discretion to cancel or suspend this Promotion should an event beyond its reasonable control corrupt the security or proper administration of the Promotion, or for any other reason whatsoever. The Promotion Sponsor and its affiliates may, at their sole discretion and without liability, rescind or amend this Promotion at any time.
4.2 By participating in this Promotion, each participant acknowledges and agrees that the Promotion Sponsor: (i) shall have no liability of any kind whatsoever with respect to this Promotion and/or the awarding or use of the gift card, (ii) make no warranty, guaranty or representation of any kind concerning the gift card, (iii) disclaim any implied warranty, and (iv) are not liable for injury, loss or damage of any kind resulting from the participant’s acceptance or use of the gift card or otherwise from such participant’s participation in this promotion, and (v) are not liable for any claim arising from the participant’s use of or dissatisfaction with a gift card.
4.3 The Promotion is subject to all federal, provincial and municipal laws.
4.4 By participating in this promotion, you acknowledge having read these Rules and agree to abide by them.
4.5 A copy of these Rules are available upon request.

The more your assets grow, the higher your liability risks are. No matter how well you’ve covered your bases, sometimes things go wrong. A car accident. A guest who slips and falls on your property. A lawsuit. If you don’t have the right coverage, an unfortunate situation can compromise your financial security and put your personal assets at risk.

An excess policy responds when the underlying liability limits of your other policies, such as home and auto, aren’t enough to cover the unexpected costs of a lawsuit or accident.

It is important to note that most Canadian insurance policies carry on average $1,000,000 of liability coverage. This limit can quickly become quickly exhausted and is very frequently limited to North America. The Group Personal Excess policy provided by Chubb Insurance provides up to $5M of worldwide coverage which extends to all dependent member of your house hold and also provides coverage for foreign owned assets.*

* Territorial restrictions apply: Sudan, North Korea, Iran, Cuba, Syria

Personal Liability (Homeowners) for bodily injury and property damage in the minimum amount of $1,000,000 per each occurrence.

Registered and unregistered vehicles in the minimum amount of $1,000,000/$1,000,000 bodily injury and $1,000,000 property damage; or $1,000,000 single limit per each occurrence. Registered vehicles include motorcycles and motorhomes.

Uninsured and underinsured motorist protection in the minimum amounts of $1,000,000 per each occurrence. This requirement does not apply to the provinces of Quebec or Manitoba.

Watercraft less than 8 metres (26feet) and 50 engine rated horsepower or less for bodily injury and property damage in the minimum amount of $100,000 per each occurrence.

Watercraft 8 metres (26 feet) or longer or more than 50 engine rate horsepower for bodily injury and property damage in the minimum amount of $500,000 per each occurrence.

*The above liability limits must be in USD if the asset is located in the United States.

Each participant is covered for a $5 million limit of liability, and there is no annual aggregate on the policy.

 

Your Chubb Group personal Excess Liability coverage provides worldwide automobile rental coverage (subject to a few territorial restrictions), for up to 60 days. You can rent a car while on vacation and have coverage for personal injury and property damage without buying the additional insurance.

 

Yes. At the time of writing this (November 1, 2017) you would not be covered in Iran, North Korea, Syria, Cuba and Sudan. Please check with us for any changes to these territorial restrictions.

What do I do if there is an accident?

Please contact Colley Insurance at 1-888-824-0445 as soon as possible, so we can help you through the claim process.

Need any help!

Office: 519-824-4040
Toll-Free: 888-824-0445
Fax: 519-763-6839
customerservice@tgcolley.com
1 - 34 Harvard Road Guelph,
ON N1G 4V8

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