PROMOTION RULES AND REGULATIONS (the "Rules")
1. PROMOTION PERIOD
The “Coffee with a Friend” Referral Promotion: 2015-2016 Edition (hereinafter “the Promotion”) is presented by T.G. Colley & Sons Limited (hereinafter “Colley Insurance”) and Integrisure Group Insurance Inc. (hereinafter “Integrisure” and together with Colley Insurance hereinafter the “Promotion Sponsors”). All references to times are in Eastern Standard Time Zone. The Contest will commence on January 1, 2016 at 8:30 a.m., and will end on January 1, 2017 at 4:30 p.m. (the “Contest Period”).
2.1 The Promotion is open to all customers of Colley Insurance and Integrisure (hereinafter “Customer”) who:
(a) are the age of majority or older at the time of participating in the promotion; and
(b) are an existing customer of Colley Insurance or Integrisure; and
(c) refers a friend or family member that is eligible to receive a quote for a new policy from Colley Insurance or Integrisure (hereinafter the “Friend”);
2.2 The Promotion is also open to the Friend who is referred by the Customer who:
(a) lives in an area in which Colley Insurance or Integrisure operates, namely, Ontario;
(b) is eligible to receive a quote for a new car and/or home insurance policy
2.3 The Promotion Sponsors reserve the right to revoke, at any time and on reasonable grounds, the participation of any Customer or Friend in the Promotion. The other eligibility conditions listed herein must also be met. Any Customers who refer a Friend prior to the Promotion Period or after the Promotion Period are not eligible to enter.
3. HOW TO ENTER
3.1 No purchase necessary. To participate without purchase or obligation, a Customer must refer a Friend to Colley Insurance or Integrisure., and the Friend must contact Colley Insurance or Integrisure for a new insurance quote and state the Customer’s name when obtaining the quote.
By calling a Colley Insurance or Integrisure broker for a quote and mentioning the Customer’s name, both the Customer and the Friend’s name will be mailed a $5.00 Tim Horton’s gift card.
3.2 Subject to the following conditions, when a Friend calls for a new insurance quote on property and/or automobile insurance, that Friend and his or her referring Customer are entitled to one $5.00 Tim Horton’s gift card each. There is a limit of one gift card per Friend throughout the Contest Period. There is no limit to the number of gift cards per Customer throughout the Promotion Period. If a Friend becomes a Customer during the Contest Period, he or she becomes eligible to act as a Customer and is entitled to a gift card for each new Friend referred subject to the rules herein.
4. GENERAL CONDITIONS
4.1 The Promotion Sponsors reserve the right, in its sole discretion to cancel or suspend this Promotion should an event beyond its reasonable control corrupt the security or proper administration of the Promotion, or for any other reason whatsoever. The Promotion Sponsor and its affiliates may, at their sole discretion and without liability, rescind or amend this Promotion at any time.
4.2 By participating in this Promotion, each participant acknowledges and agrees that the Promotion Sponsor: (i) shall have no liability of any kind whatsoever with respect to this Promotion and/or the awarding or use of the gift card, (ii) make no warranty, guaranty or representation of any kind concerning the gift card, (iii) disclaim any implied warranty, and (iv) are not liable for injury, loss or damage of any kind resulting from the participant’s acceptance or use of the gift card or otherwise from such participant’s participation in this promotion, and (v) are not liable for any claim arising from the participant’s use of or dissatisfaction with a gift card.
4.3 The Promotion is subject to all federal, provincial and municipal laws.
4.4 By participating in this promotion, you acknowledge having read these Rules and agree to abide by them.
4.5 A copy of these Rules are available upon request.
4.6 Tim Horton’s, including its subsidiaries, divisions and other operating entities, has neither authorized, sponsored, nor endorsed this contest.