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Some people believe that auto insurance is just a commodity - it isn’t.
All too often, drivers do not discover the importance of having adequate limits in place until after they have an accident. We are all concerned about saving money where we can, but trying to cut corners on your insurance coverage may cost you much more in the long run if you have an accident and are sued by the other party involved.
Thankfully, there are still some good ways to keep costs down; many factors such as your driving record, type of vehicle and vehicle use may provide discounts. Most auto insurance carriers also offer many other discounts. Depending on the carrier, this could include a discount for owning a home or a discount for payment in full. As your agent, we will seek out these discounts because it is our job to make sure you have the best possible protection at the lowest premium available.
Another way for us to ensure that you have the best protection at the lowest premium available is to examine your necessary coverage levels. There are several different levels of coverage that make up an auto policy:
As a broker, we can provide you with literally hundreds of combinations of coverage from several different insurance carriers. We are not limited to just one insurance company so, please, contact us today! As your insurance broker, we will provide you with a free, written analysis of the best coverage at the lowest possible premium.