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So you’re shopping around for auto insurance. What do you need to know? Well, there are lots of ways – at least 11 – that you can save money. Many of these money-saving ideas may apply to you.
As a broker we represent a collection of several insurance companies in which each caters to a certain type of driver. The worst drivers go in one company, the best in another, and a lot of people wind up in one of the middle companies.
These middle people pay less than the worst drivers, but more than the best. The thing is, many of these middle people have driving records that are just as good as those who are insured by the companies that offer the lowest rates. Yet these middle people are paying more. Why?
The usual reason is that they don’t know any better. No one told them which insurance company had the best prices. And, odds are, no one even told them there was a group of insurance companies to chose from. Call centre type insurers like banks and Insurance Company agents typically only represent one insurance company so if there is a better price for you with another company you won't here it from them. If you have a spotless driving record, there’s no reason you shouldn’t be paying the lowest price a group of insurance companies has to offer. Chose a broker like Colley Insurance to provide you with the best prices offered by several insurance companies.